Beating inflation should be on the top of every saver’s mind, learning what inflation is, what effects it could have on you, and how to try and stay ahead of it are critical to making your money go further.
Budgeting is one of the most basic principles to learn about money, it could be argued that learning to master your own budget and spending is more important than some of the savings accounts you may use. This is often where you can work out what to invest or save.
A lot of people live paycheck to paycheck, sometimes they have no choice in the matter but for those who do, learning to build an emergency cash fund is very important and can be a vital lifeline should something unexpected happen.
Peer to peer lending is one of the new kids on the block only being around for a few years, it offers savers the chance to earn money the same way banks do, by lending to people. You recieve the interest, but this does carry risks.
Premium Bonds are only available to people in the UK and run similar to a lottery. Instead of paying interest to everyone who has them, the money is awarded in prizes. It can be more competitive than a basic savings account.